Your question: Can I get a courtesy car if my car breaks down?

The cause If your car is written off or stolen, many standard policies won’t give you a courtesy car as the clause only covers you for repairs. … Repairs Most standard policies include the clause that to qualify for a courtesy car, yours needs to be repaired at a garage approved by your insurer.

Do mechanics give courtesy cars?

As long as you go to an approved repairer, you’ll get a courtesy vehicle for as long as the repairs take. The courtesy car will be supplied when an engineer authorises the repairs, not before.

Do they have to give you a courtesy car?

There is no legal or Code obligation on any accredited business to give you a courtesy car. Bear in mind that there may be a charge for the courtesy car, to cover the costs of insurance or fuel. …

Will my insurance cover a courtesy car?

Some insurance policies feature courtesy-car cover as standard. On others, it’s an add-on feature. However, you’re more likely to have cover if your policy is fully comprehensive. Third-party, or third-party, fire and theft insurance doesn’t usually cover courtesy cars.

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What is courtesy car guarantee?

A courtesy car is a vehicle provided by a garage, repair shop or your insurance company that you can use while your car is being repaired after an accident. Many car insurance policies offer cover to get a courtesy car as standard, but for some you will have to pay to for it as an extra feature.

How much does a courtesy car cost?

Do I have to pay for a courtesy car? If you have comprehensive car insurance, a courtesy vehicle should be offered to you at no extra charge. As it will be insured for you to drive, the only thing you need to pay for is fuel.

Who provides a courtesy car?

A courtesy car is a temporary vehicle provided to you by a repair garage or your car insurance company while your own is being repaired.

What documents do I need for courtesy car?

The Courtesy Car form you use should contain a statement that confirms the customer has had the controls demonstrated to them.

Courtesy Car Form

  • the customer’s name,
  • date of birth,
  • permanent address and address at the time of hire (if different), and.
  • full particulars of their driving license.

How long do I have to wait for a courtesy car?

How long can I keep a courtesy car? A courtesy car is usually only available whilst repairs are being completed or until a write-off settlement is agreed. A limit will be set, however; a maximum of 14 or 21 consecutive days is most common, but check the details of your policy to be sure.

What is a Class A courtesy car?

The courtesy cars are typically small 4 door hatchbacks, classed by insurers as Class A or B; courtesy vans are typically car derived vans. … All courtesy cars can be delivered to your door when your damaged vehicle is collected for repair by your chosen Repair Centre.

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What is courtesy car cash benefit?

Courtesy Car (Cash Benefit) If the repair assessment for your car is more than 50% of vehicle value, the claim is considered as a total loss. In this case we will compensate you instead of repairing your car. Estimation.

Am I insured to drive a courtesy car from a garage?

You must have motor insurance at all times for driving a car on public roads. You may need to pay an additional cost to the garage or company supplying your courtesy car to cover insurance, however they may also provide the insurance free of charge.

What is a courtesy car used for?

a limousine or van provided by a hotel, airline, etc., for free transportation over a fixed route, as between an airport and a hotel. an automobile provided by a garage or repair shop for use while one’s own car is being repaired.

Do I pay excess if I am not at fault?

When you won’t pay an excess

If you’re found not to be at fault, your insurer claims the excess back from the at-fault party’s insurer, along with other costs. Assume you’ll have to pay your excess first to get your claim started.

Do I get a courtesy car if mine is stolen?

The cause If your car is written off or stolen, many standard policies won’t give you a courtesy car as the clause only covers you for repairs. … Repairs Most standard policies include the clause that to qualify for a courtesy car, yours needs to be repaired at a garage approved by your insurer.